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EstateFlow
💳 Instant Home Loan Pre-Approval Engine

Calculate Home Loan Eligibility & Bank Rates

Compare top Indian bank interest rates, estimate maximum loan eligibility, and get pre-approved in under 24 hours.

Monthly Income & EMI Inputs

₹1,50,000 / month
₹0 / month
Estimated Loan CapacityMax Loan Amount Eligible₹0.86 Crore

Max Monthly EMI: ₹75,000

Bank Interest Rate Matrix (August 2026)

✓ RBI Repo Rate Synchronized
🏦

HDFC Bank

Interest Rate8.40% - 8.90%

LTV Ratio: 80% LTV

Processing: 0.50% (Max ₹3,000)

🏛️

ICICI Bank

Interest Rate8.50% - 9.00%

LTV Ratio: 85% LTV

Processing: 0.50% (Max ₹3,500)

💳

State Bank of India (SBI)

Interest Rate8.35% - 8.75%

LTV Ratio: 90% LTV

Processing: Zero Processing Fee

🏢

Axis Bank

Interest Rate8.55% - 9.10%

LTV Ratio: 80% LTV

Processing: ₹10,000 Flat